Recovery, enforcement and field intelligence

Recovery that is always a Win Win for all.

Secured and unsecured NPA recovery, SARFAESI enforcement, borrower tracing and asset verification. We pursue the bank's recovery with a documented process and a workable path for the borrower.

25+ years in the field IIBF-certified DRA Secured and unsecured

The record

A practice measured in outcomes.

A snapshot of the work behind the practice, built over two decades in the field.

25+

Years in the field

On-ground recovery experience.

12

Banks on the record

Public sector, regional rural and cooperative banks.

100+

Crores recovered from NPAs

Across secured and unsecured portfolios.

10k+

Vehicles seized successfully

Hypothecated vehicles traced and taken into custody.

Two professionals reviewing documents in a modern Indian corporate office
On the ground Hyderabad, Telangana

Our story

Recovery expertise, proven in the field.

Win Win Financial Services grew out of recovery work in Hyderabad. The early work was tracing borrowers, visiting branches, and staying with a file until it closed.

That discipline became the practice. Today the work covers secured and unsecured NPA recovery, SARFAESI enforcement, land verification and vehicle seizure. The approach has not changed: understand the file, verify the ground, and document every step.

The file is not closed until the ground agrees.

  • Banks and financial institutions
  • Secured and unsecured portfolios
  • Field teams, not call-centre handoffs
S.V. NagarajFounder
The work we do

What we do

Services built around the file.

NPA recovery

Secured and unsecured portfolios, worked from first contact to settlement within the bank's approved terms.

SARFAESI enforcement

On-ground support for Section 13(2) and 13(4) action, possession and related proceedings on written authority.

Skip-borrower tracing

Address checks, field tracing and local intelligence to reconnect a stalled file with the borrower.

Land survey and verification

Physical survey, boundary checks and site verification for secured and proposed security.

Unmortgaged property identification

Borrower assets and properties not already charged to the bank, identified and documented.

Vehicle seizure

Seizure and custody support for hypothecated light and commercial vehicles across assigned cases.

SHG and group loan recovery

Recovery campaigns for self-help groups and small-group loans, arranged on one-time settlement (OTS) terms approved by the lender.

Lok Adalat support

Case preparation, documentation and on-ground assistance for Lok Adalat matters, from notice to settlement.

Track record

Banks we have worked with.

Empanelments across public sector, regional rural and cooperative banks. Assignments are undertaken on written authorisation.

Bank names and logos identify empanelments on record. They do not imply an endorsement. Some banks have since merged; the successor institution is linked. Assignments are undertaken on written authorisation.

A stalled file is not a closed file.

Tell us what is stuck. We will tell you how we would approach it, and whether we are the right agency for it.

proactwin@gmail.com

Thirupathi Complex, Flat 201, 2nd Floor, near Zam Zam Bakery, Paradise Circle, Hyderabad 500003.

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